The Biggert-Watters Act opened up the doors for private flood insurance carriers as it created chaos with rapid increases in NFIP rates. A few carriers acted quickly, and took on an incredible amount of market share in a short period of time.  Recently, more and more big name carriers have developed products with broad coverage options and very competitive pricing.

Flow Insurance has relationships with the top private flood insurance carriers, and we always have our eyes out for those coming to the marketplace. Don’t know a great deal about private flood insurance? That’s what we are here for! Simply provide us with the information and we’ll scour our markets for a competitive option for you and your client.

Flow has great markets that cover a wide variety of class-codes. We have the ability to write up to a 2.0 experience modification and offer extremely competitive pricing.

Flow has a wide appetite for preferred commercial property. Apartment buildings, HOA’s, shopping centers, & Industrial buildings are a  few of that classes in which we excel.

Flow has partnered with 2 residential earthquake carriers that offer flexible terms with competitive pricing.

The Private Client division of Flow can write up to $8,000,000 coverage A with optional guaranteed replacement cost loss settlement. Autos can also be endorsed with an agreed value loss settlement option. Our markets offer extremely competitive pricing with flexible underwriting.

Schedule multiple residential properties and commercial onto the same policy. One policy, one bill, more convenience for you and your clients.