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A General Agency Built By Agents

For Agents

Go With Flow For Superior Products & Pricing

The Insurance World Is Broad

And So Is Our Appetite.

  • Commercial & Residential Private Flood
  • Workers Compensation
  • Commercial Property
  • Residential Earthquake
  • Private Client
  • Real Estate Investor Portfolio

The Biggert-Watters Act opened up the doors for private flood insurance carriers as it created chaos with rapid increases in NFIP rates. A few carriers acted quickly, and took on an incredible amount of market share in a short period of time.  Recently, more and more big name carriers have developed products with broad coverage options and very competitive pricing.


Flow Insurance has relationships with the top private flood insurance carriers, and we always have our eyes out for those coming to the marketplace. Don’t know a great deal about private flood insurance? That’s what we are here for! Simply provide us with the information and we’ll scour our markets for a competitive option for you and your client.

Flow has great markets that cover a wide variety of class-codes. We have the ability to write up to a 2.0 experience modification and offer extremely competitive pricing.

Flow has a wide appetite for preferred commercial property. Apartment buildings, HOA’s, shopping centers, & Industrial buildings are a  few of that classes in which we excel.

Flow has partnered with 2 residential earthquake carriers that offer flexible terms with competitive pricing.

The Private Client division of Flow can write up to $8,000,000 coverage A with optional guaranteed replacement cost loss settlement. Autos can also be endorsed with an agreed value loss settlement option. Our markets offer extremely competitive pricing with flexible underwriting.

Schedule multiple residential properties and commercial onto the same policy. One policy, one bill, more convenience for you and your clients.

Our Promise To You

Unlimited Possibilities

Fast Turn-Around

Speed is important to us because it is important to you. When you submit an account we will look at it right away and keep you in the loop through the quoting process. Give us a shot, you will like the results!



Amazing Access

We take the guesswork out finding markets that are hard to obtain and products that are not widely understood. We want to be the first place that you stop when you do not have the direct markets to help your client.


Competitive Commissions

Flow offers competitive commissions across our entire product offering. Each month that commission are due to you you will receive a direct deposit along with a statement of each policy that you are being paid on.


How To Get Started


Submit Your Request

Visit our Become Appointed section and submit your info, along with a copy of licenses for the states that you would like to do business with, as well as a certificate of your E&O insurance.


Complete The Paperwork

Once we have your information we will send over the contract for you to review and sign digitally through Docusign. It will automatically come back to us, and you will receive a copy of the executed agreement via email.


Start Quoting!

Once all of the paperwork is taken care of we will send you logins to the agent dashboard section of our website. From here you will have the ability to utilize our quote to issue platform, as well as our submission system if you would like us to scour the markets for you.

You Have Found Your One Stop General Agency

It’s easy to get started and there is no commitment. If you have any questions before, we’d love to talk. Just give us a ring and we can explain the products that we have to offer in detail.