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Most people don’t realize that if they leave their home unoccupied for an extended period, their homeowner’s insurance carrier most likely will not provide coverage for a claim made for something that happened while their house was vacant. Having no coverage would leave the homeowner...

Most people equate flooding with living near lakes, rivers, and streams, but as residents of cities like New Orleans, Baton Rouge, and many other coastal towns can tell you, it can happen just about anywhere there is a body of water. With the risks of flooding...

The Office of the Comptroller, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Association, and the Farm Credit Administration announced the release of new regulations concerning the acceptance of private flood insurance by regulated lenders....

In 1968 the National Flood Insurance Program was developed as a way for people to be able to afford flood insurance for their homes and business. Today, what started as a great idea has become a program that bleeds the color of money, green. While...

The automobile manufacturing community has been telling us for years that by the year 2020 autonomous vehicles or AVs would be readily available and taking over the roads within the decade. So, what happened? 2020 is just around the corner, and instead, the entire concept...

Habitational properties like apartments, condos, even hotels and motels all have similar property and liability issues. These include fire, flooding and water damage, and slip/fall accidents. While all serious problems, they can be managed effectively with a program of sound management, proper planning, and oversight,...

Recent studies published by the NOAA (National Oceanic and Atmospheric Administration) and the National Hurricane Center show a significant increase in how often and how intense the rain storms in Houston have become. This information becomes even more critical when you add in the information...