Blog - Flow Insurance Services

05 Mar No More Extensions – Congress Must Restructure the National Flood Insurance Program

Posted at 10:40h in Flood by Adam M

In the past 15 months, Congress has managed to pass no less than nine extensions to the National Flood Insurance Program. Currently, the NFIP provides flood insurance coverage for approximately 5.1 million properties. The program also offers essential assistance during emergencies. The last of these...

26 Feb Does Your Insured Need Commercial Auto Coverage?

Posted at 11:16h in Commercial Auto by Adam M

If your insured uses cars as a regular part of their business, it is crucial that you educate them in commercial auto coverage. This type of insurance coverage protects your business financially in the event your company is named in a lawsuit resulting from an...

21 Feb The NFIP: A Disaster With An Expensive Repair Tag

Posted at 10:38h in Flood by Adam M

In 1968 the National Flood Insurance Program was developed as a way for people to be able to afford flood insurance for their homes and business. Today, what started as a great idea has become a program that bleeds the color of money, green. While...

19 Feb Where Have All the Self-Driving Cars Gone?

Posted at 10:02h in Commercial Auto by Adam M

The automobile manufacturing community has been telling us for years that by the year 2020 autonomous vehicles or AVs would be readily available and taking over the roads within the decade. So, what happened? 2020 is just around the corner, and instead, the entire concept...

05 Feb Could A New Congress Mean A New Flood Insurance Program?

Posted at 10:42h in Flood by Adam M

Here we are, the 116th Congress is now in session and split between a Republican Senate and a Democratic House. The one thing we can all count on is that our government is still heavily divided along party lines. However, serious reform of the National...

31 Jan A Look at Risk Management for Habitational Properties

Posted at 13:54h in Habitational by Adam M

Habitational properties like apartments, condos, even hotels and motels all have similar property and liability issues. These include fire, flooding and water damage, and slip/fall accidents. While all serious problems, they can be managed effectively with a program of sound management, proper planning, and oversight,...

22 Jan The Flood Concerns With The Urbanization Of Houston

Posted at 11:08h in Flood by Adam M

Recent studies published by the NOAA (National Oceanic and Atmospheric Administration) and the National Hurricane Center show a significant increase in how often and how intense the rain storms in Houston have become. This information becomes even more critical when you add in the information...

15 Jan Auto Insurance – Personal vs. Business vs. Commercial

Posted at 10:09h in Commercial Auto by Adam M

For those who are not sure, we are going to take a look at the differences between personal, business and commercial auto insurance. It is easy to become lost when trying to wind your way through the auto insurance maze. But, if you don’t know...

10 Jan Homeowners in Need of Flood Insurance Aren’t Buying It

Posted at 09:49h in Flood by Adam M

While it’s true that Hurricane Florence did indeed leave vast tracts of North Carolina submerged under stormwater and surge, according to Chief Executive of the NFIP, David Maurstad, the number of claims total slightly over 14,000 to date. The reason for such a low number...

08 Jan Is There a Fire Insurance Crisis in the Near Future?

Posted at 09:47h in Uncategorized, Wildfire by Adam M

If you live in California, you are already more than familiar with the severe wildfire crisis that has been troubling the state for the past several years. Over the past few years, the fires have only become worse resulting in hundreds of thousands being evacuated...